First a little about you...Let's start with some basic information Filled this form before?

  • `
  • `
  • We respect and protect your privacy.

Home loan FAQs

How will RupeePower help me in getting the best home loan deal?

Lowest home loan rates: We have negotiated the best rates with Indiabulls, First Blue Home Finance, HDFC and ICICI Bank.

Transparency: provides you with all the required information to make a choice in a transparent and easy manner.

Compare home loan rates: Compare home loan offers on the basis of maximum eligibility, EMI, processing fees & previous customer experience.

The Trust factor: provides a completely neutral home loan comparison and does not promote any one lender.

Free: does not charge you any fees to use these services.

What are the types of home loans available?

Banks provide home loans for a variety of reasons and for differing circumstances.

Home Purchase Loan: This is the most common loan for purchasing a home.

Home Improvement Loan: This loan is given for implementing repair works and renovations to your home.

Home Construction Loan: This loan is available for the construction of a new home.

Home Extension Loan: Home extension loans are given for expanding or extending an existing home. For example, addition of an extra room, etc.

Home Conversion Loan: Available for those who have financed the present home with a Home Loan and wish to purchase and move to another home for which some additional funds are required. Through a Home Conversion Loan, the existing loan is transferred to the new home, including the additional amount required, eliminating the need for pre-payment of the previous loan.

Land Purchase Loan: This type of loan is sanctioned for purchase of land, mostly for home construction purposes.

Bridge Loan: The Bridge Loan is designed for people who wish to sell the existing home and purchase another. The bridge loan helps finance the new home, until a buyer is found for the old home.

Home Loan Balance Transfer: Balance Transfer loans help you pay off an existing home loan with a higher interest rate, and avail of a loan with a lower rate of interest.

Home Loans to NRIs: This loan is tailored for the requirements of NRIs wishing to build or buy a home in India.

Can I make a joint application for my home loan by adding a co-applicant?

Most institutions are willing to consider the joint incomes of the applicants for deciding the loan amount. As an advantage, some institutions do not require that the co-applicants be co-owners of the property to be purchased.

Do I get a tax benefit on the interest and principal payments on my home loan?

Personal loans are especially designed for people who don’t want to go through the hassles of providing security or hypothecation. This is a total unsecured loan where no form of collateral or guarantee is taken. However in case of software professionals, some banks do ask for a guarantor or a co-applicant.

Is a guarantor necessary?

No. Typically, you don’t have to provide a guarantor. However, some lenders may demand one. For more details, you can visit our product browser section.

Documents required

Identity Proof

Passport, Voter ID, Driving License, PAN Card, Photo attested by Banker, Adhar card

Date of Birth

Birth Certificate, Passport, secondary school Certificate, PAN Card


One latest Passport size

Residence Proof

Electricity Bill, Title Deed, Municipal Tax Receipt, Share Certificate (with Flat No),Adhar card

Registered Rent agreement (with utility bill), Land line bill,Post Paid Mobile Bill, Bank state., Passport, Driving License, Voter ID, company letter head(signed by HR or Admin)

Land line bills (Optional as per policy), Relationship Proof ( if bill is of relation as specified)

Please Wait...