Articles by Pratik Bhartia

20 Jan 2016

Pratik Bhartia

Tax Saving Avenues

It often happens that there is a large difference between your CTC and the take home salary. While it depends a lot on the salary structure offered by your company, there are avenues provided by the government that can be used to save income tax that you pay, thus increasing the amount you take home. […]

11 Jan 2016

Pratik Bhartia

Are you getting skimmed?

While credit cards offer great convenience, they also come with the risk of fraud. Credit card skimming is becoming a very common phenomenon, and the scammers are getting more and more innovative in ways they cheat you. With the advent of more secure chip based cards and two-factor authentication, the use to credit cards has […]

04 Jan 2016

Pratik Bhartia

Resolutions you should make for better financial health

Its 2016! A brand new year, offering the chance for a brand new start. People make many resolutions with the hope of keeping them through the year to meet goals they desire. You should add some of the below suggestions to your list to help you become financially independent, smarter & quicker. After all, its […]

01 Jan 2016

Pratik Bhartia

Contactless Credit Card

Credit cards have been around for a long time and have evolved from being a magnetic strip based card to chip based credit card. While the chip cards are more secure, both these types of card still requires the customer to insert or swipe the card on the electronic data capture (EDC) machine at the […]

23 Dec 2015

Pratik Bhartia

Tips to help you repay your personal loan faster

Everyone wants to pay off their debts in the quickest time possible. Here are some of the tips which can help you become debt-free quicker: Opt for the best personal loan deal: The process of setting yourself up for quicker debt repayment starts when you are taking the loan. Ensure you go for the best […]

20 Dec 2015

Pratik Bhartia

How to get the best Two Wheeler loan?

Everyone wants to get the best available deal available. When it comes to loans, its is no different. You want to get the best deal our there with the lowest interest rate offering. There are multiple factors which play a role in determining the loan amount and interest rate that you are offered. Some of […]

04 Dec 2015

Pratik Bhartia

Preventing credit card fraud

With the ever increasing use of credit cards in your lives, the importance of keeping your credit card is higher than ever. There are fraudsters waiting for that one moment when you will slip and they will be able to dupe you of your hard earned money. Some pointers that you should always keep in […]

30 Nov 2015

Pratik Bhartia

Five factors that impact your credit score

Credit score plays one of the most important roles in the banks decision to approve or reject your credit card or loan application. Below are the top 5 factors that impact your credit score and how you can manage them to ensure you have a healthy credit history. Repayment history of existing loans How regularly […]

25 Nov 2015

Pratik Bhartia

What is a credit score?

Every time you enquire about taking a credit card, personal loan, home loan or any other financial asset product, you will hear about credit score (or CIBIL as its popularly called in India). So what is this credit score and what part does it play in helping the banks make a decision on your loan […]

23 Nov 2015

Pratik Bhartia

All about add–on credit cards

You enjoy the convenience of your credit card and love the rewards that they help you earn. How about providing the same to your loved ones? Add – on cards are the easiest way to get them to enjoy the same credit privileges as you do without the hassle of applying for a new credit […]

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